• MINI

Kelowna BMW

2530 Enterprise Way
Directions Kelowna, BC V1X 7X5

  • Sales: (250) 860-1269
  • Service: (250) 860-3269
  • Parts: (250) 860-1816

Finance Services


For over a decade, BMW Financial Services has been dedicated to giving BMW customers the type of products and professional, efficient service needed to make the transition from showroom to highway both pleasant and memorable.

Whether you're interested in a New or Pre-Owned BMW, we're here to offer you a range of convenient leasing and financing programs, as well as protection products, designed to complement your Ultimate Driving Experience®.

We're here to help you drive away in your dream BMW. After all, no one wants to see you drive a BMW more than we do.

Why Lease?
You've heard it all before. Always drive a new vehicle, payments less than financing, only pay for the portion you drive, tax benefits and so on. Here's how we think of leasing: every time you drive, you buy a little bit of your BMW.

With BMW Financial Services, you'll find more leasing options, kilometre options and end-of-lease options than you ever would have expected. It's also simple - no one makes it as easy as we do for you to drive a BMW now and to upgrade to an even better BMW in the future.

Why Finance?
There's just something satisfying about owning your own vehicle. You can accessorize and customize it to your liking. There are no mileage restrictions or caps. And as no other vehicle holds it resale value better than a BMW, financing makes just that much more sense.

Here, you'll find more intelligent and flexible financing options and terms than you could have imagined. We'll make it as easy as possible for you to drive the BMW you want now and be able to upgrade to another BMW in the future. After all, no one wants to see you driving a BMW more than we do.

Protection Products.
BMW Financial Services Protection Products offer extra coverage for you, your family, and your new investment. Standard automobile insurance offers decent peace of mind, but it doesn't cover everything, and a little extra protection never hurts - if the price is reasonable and the payout makes finance sense. Only you can decide what balance of risk, protection, and cost you're comfortable with.

We have carefully developed our Protection Products to address the most common, costly, and disruptive contingencies that might occur while you enjoy your BMW. Our products have been designed for both security and value, making it easy for you to take advantage of them to protect yourself and your loved ones - including your BMW.

Tire and Rim Protection
In any driving situation, it's your tires and rims that are usually most susceptible to damage - nails, glass, rocks, potholes; you can never be too sure of what lies ahead. For vehicle safety, damaged tires and rims must be immediately repaired or replaced.

BMW Tire and Rim Protection takes care of tire repair or replacement costs. Work is completed by BMW technicians with authentic BMW parts. Just bring your vehicle to a BMW Retailer - and they'll begin the repair or replacement* on the spot. The Retailer also takes care of the entire claims process from beginning to end.

*BMW run-flat tires are always replaced, never repaired.

Excess Wear & Use
Our Excess Wear & Use Protection is the best in the business, bar none. Designed to give you maximum protection and peace of mind, it keeps you safe from additional costs at the end of your lease, such as excess wear and use and missing parts. Any charges incurred at lease maturity are handled by BMW Financial Services, so you never have to worry.

BMW Excess Wear and Use Protection is designed to keep you safe from additional costs at the end of your lease. Up to $7,500 of coverage is provided for damage including parts valued at $200 or less.

Life Insurance.
This extra coverage protects your loved ones from financial obligations by taking care of your BMW lease or finance payments until the end of the contract in case of the unthinkable. Single or joint coverage is available, and approval is automatic the minute you apply. What's more, we handle the details for you, and there are never any medical questionnaires or physicals required. And you can cancel at any time. It's a real shame all life insurance can't be this hassle-free.

Disability Insurance.
Similar to our life insurance, Disability insurances ensure that your BMW lease or finance monthly payments are taken care of in case you're diagnosed with a disability. We're proud to offer "best in class" protection that even includes neck, back, and soft tissue damage, as well as disability from stress - things that many other insurance providers fail to cover.

How To Apply Online.
Filling out an online credit application is as easy as 1,2,3.

1. Choose the vehicle.
Build your own vehicle, or choose one from our model selector.

2. Calculate your payment.
Use the payment calculator to create the perfect payment plan.

3. Fill out the application.
Click on 'Apply Now' or 'Credit Application' and simply enter in your information

Keeping you connected.
We're constantly searching for new ways to give our customers total control of their lease or loan. That's why we've developed exclusive automated services such as BMW Owners' Circle and Interactive Voice Response to provide you with a crystal clear picture of where you stand, day or night.

We've also made it easy to access information regarding your End-of-Lease options, so you can start planning your next purchase wherever you are, whenever you want.

End of Lease Options

These simple Excess Wear and Use Guidelines give you a quick summary to help you determine acceptable wear and use on your vehicle. For more detailed information to guide your self-inspection, please refer to the comprehensive End-of-Lease brochure.

Joy is the freedom to choose.
There are several end-of-lease options to choose from as the lease on your BMW reaches maturity.

Owners Circle.
This unique service is a private on-line community available exclusively to BMW owners. A variety of interesting options and convenient services are just a click away. Now you can manage your lease from the convenience of your own home or office. Find out your account status and future projections. Check your current balance. Set up pre-authorized payments. And get an amortization schedule.

As a member, you can also get alerts on upcoming events, insight on future technology, plus have access to information on featured accessories, pertinent news, views and exclusive offers. In short, it's all the information you need, right at your fingertips.

Contact Us.
We are here to provide you with the service, insight and information that you need to make an educated buying decision. You are always welcome to contact us by email or phone - we'd love to speak with you.

Our bilingual customer service representatives are available Monday through Thursday, from 8:30 a.m. through 8:00 p.m. and Friday from 9:00 a.m. to 6:00 p.m. (Eastern Time).

Phone. 1-800-3000-BMW

Fax. 1-866-217-1269

Email. service@BMWfinance.ca

Mail. BMW Financial Services Canada
50 Ultimate Drive
Richmond Hill, Ontario
L4S 0C8